As a matter of convenience, Uber and Lyft have become wildly popular. However, as is often the case with innovations, the growing popularity of these services has also led to legal questions about liability and regulation and personal injury claims caused by accidents involving ride sharing vehicles.
For all their differences, Uber and Lyft present a similar question when it comes to car accidents: who’s responsible for my injuries? Of course, the answer will vary from case to case, but there are some apparent similarities in the considerations. In this article, we’ll consider cases where ride sharing companies’ vehicle was hit by another car on the roadway. First, however, we recommend seeking professional help from Injury lawyer in Stouffville to file a lawsuit.
- Independent contractors
Unlike taxi drivers, ride sharing company drivers are not employees of the company but are independent contractors. Therefore, to sue ride sharing companies directly in an accident is not an option.
Companies that hire independent contractors are not held responsible for the actions of the people they employ. For example, while companies like Uber and Lyft provide their employees with a phone application to help locate passengers, drivers set their own prices and work when they want to. In addition, by employing independent contractors, companies do not have to pay for employee benefits, healthcare coverage, workers’ compensation, or mandatory vacation time.
Injury lawyer in Orillia know that as drivers are independent contractors, ride-share companies have limited legal liability to cover accidents caused by their drivers. This means it will be much more difficult to sue the company in the event of an injury. But these companies, in many states, can still be held financially responsible for injuries and other damages caused by drivers working for one of their affiliated businesses.
- Insurance Considerations
Lyft and Uber require that their drivers have their insurance, with both coverages including uninsured/underinsured motorist coverage. Additional coverage is provided when the driver is waiting for a ride haling request or carrying a passenger. To keep passengers safe, ride-sharing vehicles must have a minimum amount of commercial liability coverage. Commercial policies offer a higher level of protection than personal auto insurance policies, which may cover only the driver and not any third-party passenger in a ride-share vehicle.
- Hire injury attorney
Ride-share crashes can be complex and challenging to navigate on your own. If you have been injured in a crash involving an Uber car, then it is in your best interest to have an experienced personal Injury lawyer in Barrie at the ready. An excellent personal injury lawyer not only has experience handling Uber-related injuries but will be able to negotiate with the insurance companies to get you the best deal possible.